Swiss credit – A small loanOn December 16, 2019 by admin
A Swiss loan is a small loan that is granted without asking credit bureau. It is therefore particularly popular with private borrowers. The advantages of this model lie in the fact that there is no detailed creditworthiness check and that any existing financial bottlenecks in lending do not play any role. This type of credit originated in Switzerland. You can also get loans from us without a credit bureau query – not just from Switzerland. Simply fill out your loan application and receive your offers for a credit bureau-free loan within a short time.
What is a Swiss loan?
A Swiss loan is a loan from financial service providers in Switzerland. Accordingly, the applicability of Swiss law also applies to the contracts. The forms in which the loans are paid out vary widely. A classic is, for example, an installment loan to finance small to medium-sized construction projects. But also other forms, such as a car loan – e.g. B. created as a balloon loan – are not uncommon. A special feature of these loans is the fact that there is no entry into the German credit bureau from Switzerland and no credit bureau information is obtained because there is no comparable institution there. Nevertheless, a test is carried out by almost every provider. With us, however, you only have to meet the following requirements to qualify as a full applicant for a Swiss or other loan:
- You should be of legal age.
- You live in Germany.
- You have a regular income.
Even self-employed people, freelancers and students are not excluded from granting a loan. And even negative credit bureau entries are no problem here, because information is not obtained.
With their flexible term and the lack of information from credit bureau, these loans are a real alternative for any previously borrower. They provide flexibility and are easy to apply for, which makes them highly attractive financing models.
What are the options for a Swiss loan?
The credit bureau-free loan model offers some advantages and opportunities that you can exploit. However, it is not always clear what exactly is possible with this type of loan. The most common questions about this model are:
- Is there a Swiss loan with no upfront costs?
- Can you increase the loan amount?
- How do you get a Swiss loan?
Many customers already fail at their house bank when applying for a loan. Did you get a negative credit bureau entry through no fault of your own and still need a loan? No problem, we will help you and answer your questions.
Loans with no upfront costs?
The idea behind the “Swiss loan” is to create as few obstacles as possible between the lender and the borrower. The loan is generally known for a quick and easy payment flow. This also includes fees to be paid in advance, which are not calculated in this case, as well as the immediate commitment or immediate payment we offer.
Our loan application is also free of charge and will help you to obtain an instant loan based on the Swiss model. Simply name your loan claims and submit the application. Our team processes your loan application immediately and sends you up to 20 offers for loan comparison within a very short time.
Top up a Swiss loan?
The loan from Switzerland can normally be increased without any problems. This even works – as is generally the case with this model – without touching existing credit bureau entries. You can also use a Swiss loan to repay an existing loan. This process is called debt restructuring and is a common method that is often used for car loans. But you can also easily top up your home finance with this loan, which is available free of shufa. You are free to use it as much as you want to apply for the frame. So you can apply for your own dream loan with the preferred contract term, a low interest rate and the loan amount you need.
How do you get a Swiss loan?
The granting of such a loan is a lengthy process for many banks, which is characterized by many forms and long waiting times. With us it is enough if you fill out your personal loan application and state your wishes there. After sending the application, we will process it immediately and look for possible lenders. The wide range of offers will be forwarded to you by post and completely discreetly, so that you can carry out a precise comparison of the loans offered. After you have selected the conditions that are suitable for you and have informed us about them, you will receive an immediate confirmation after consultation with the lender and an immediate payment after conclusion of the contract.
Start your personal loan application here
How much can Swiss loans be?
With this model, the banks usually issue smaller amounts, which earned Swiss credit the name of consumer credit. In this context, the sums amount to approximately 1000 to 7000 USD. The amounts are ideal for smaller and spontaneous purchases and expenses. They are mostly very popular for the following editions:
- 1. Vacation
- 2. Purchase of TV / Hi-Fi devices
- 3. Purchase of vehicles
- 4. Renovations and furnishing measures
- 5. Unpredictable expenses (veterinarian, etc.)
For larger projects – such as For example, full mortgage lending – we also have other credit bureau-free loans to choose from. Every loan that we broker includes cheap interest and complete freedom of use.
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